Before you start
Who this part is for
Programme and state staff, institution staff at participating banks, Finance Entry Officers (the makers), Finance Approvers (the checkers), and auditors and analysts who need to follow the flow.
You need a staff account. Staff accounts are never created by public sign-up. An administrator invites you, and you must set up two-step verification before you can approve money.
Words you will see
| Word | Plain meaning |
|---|---|
| Facility | One of the five financing pots, for example F-I. |
| Window | A sub-door into a facility. Some windows are restricted. |
| Ticket | The size band and category of an applicant. |
| Pricing corridor | The lowest and highest interest rate allowed for each structure. |
| Structure | How the money is shared: FOL (full on-lending), 50/50 or 70/30 (co-lending), PCG (partial credit guarantee), FL (first-loss), IBD (interest buy-down). |
| Financing case | The live loan record, created when an application is approved. |
| Condition precedent (CP) | A requirement that must be resolved before money moves. |
| Tranche | One part of the loan that is paid out. |
| Maker / checker | The person who records a money movement / the different person who approves it. |
| Ledger | The permanent double-entry record of every money movement. |
The people in this part
These fictional people appear in the examples. Their demo email addresses end in @demo.dffms.org.
| Person | Role in DFFMS | Demo email | What they do in this part |
|---|---|---|---|
| Hauwa Musa | Chairperson, Zaria Grain Growers Cooperative (public applicant) | hauwa.musa@demo.dffms.org | Applies for ₦45 million for maize inputs. |
| Adaeze Okafor | Platform Super Administrator (PSA) | adaeze.okafor@demo.dffms.org | Accepts marketplace requests. |
| Ibrahim Sule | Programme Administrator (PA) | ibrahim.sule@demo.dffms.org | Reviews the application and prepares the case. |
| Funmilayo Ogunleye | Finance Entry Officer (FEO), the maker | funmilayo.ogunleye@demo.dffms.org | Records the payout and repayment. |
| Yusuf Garba | Finance Approver (FA), the checker | yusuf.garba@demo.dffms.org | Makes the committee decision and approves money. |
Two-step verification and fresh sign-in
- Two-step verification (MFA): after your password, you also type a six-digit code from your authenticator app.
- Fresh sign-in: some actions also need you to have signed in recently. For approving, reversing, refunding, paying out, configuring and exporting, the window is 15 minutes. For finance decisions in the staff portal, the window is 5 minutes. If the system asks you to sign in again, do so and repeat the action.
If your account has no two-step verification, the buttons for these actions will be disabled or refuse you.