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1. Before you start

DFFMS keeps one record of every naira in the SAPZ programme. It shows you what has happened to your request, your payments and your investment.

  • You can read the public pages without an account. Products, the marketplace, zones, partners and help are open to everyone.
  • You need a free account to apply, join or invest. A public account never gives staff or administrator powers.
  • The investment schemes are not open yet. On the live platform today, SCAFI and SAIF are both in Draft. A Draft scheme is hidden from the public. You cannot join it or pay into it. Section 11 explains when and how they open.

The people in this guide are fictional. Their emails end in @demo.dffms.org.