4. Facility monitoring
Page: Facility monitoring at /monitoring
Who can open it: every staff member except Support.
Who can record readings: Client System Administrators, Programme Administrators, State Coordinators and Monitoring Analysts.
The page shows how each facility is performing, and the early warnings that need a decision.
4.1 The top tiles
| Tile | What it counts |
|---|---|
| Open early warnings | Open warnings. The line below shows how many are not yet acknowledged. |
| Critical | Open CRITICAL warnings: defaults, breaches, climate triggers and interventions |
| Facilities monitored | Facilities in your scope, and the financing cases behind them |
| Climate triggers (90 days) | Triggered climate readings in the last 90 days, out of all readings recorded |
4.2 Core KPIs every facility shows
KPI means key performance indicator: a number that shows how something is working.
| KPI (label on screen) | Plain meaning |
|---|---|
| Applications received | Applications sent in. Drafts are not counted. |
| Approval ratio | Of the decided applications, the share approved |
| Average request size | The average amount asked for |
| Approved financing | Total approved for financing cases |
| Disbursed and Disbursement rate | Money paid out, and that money as a share of the approved amount |
| Beneficiaries financed | Number of different people or businesses financed |
| Women beneficiaries and Youth beneficiaries | The share of beneficiaries who are women, or young people (18 to 35). The line below shows "x of y". |
| Repayment rate | Money repaid as a share of money that has fallen due |
| Portfolio at risk (30+ days) | Unpaid money more than 30 days late, as a share of all money still owed. Higher is worse. |
| Recovery rate | Money recovered from defaulted cases, as a share of the money at risk in them |
4.3 Extra KPIs for each facility
F-I: Climate-Smart Production Cluster Finance. Input finance disbursed; insured exposure (value insured on active policies); active insurance policies; premiums and premium subsidy; insurance claims; claim ratio (claims as a share of policies); loss ratio (approved claim money as a share of premiums); climate triggers in financed areas.
F-II: Agric-Vault Warehouse Receipt & Inventory Finance. Pledged receipts and their collateral value; loan-to-value (loans as a share of verified receipt value, where higher means less safety margin); collateral coverage; average storage period in days; receipts expiring within 30 days; largest warehouse share and largest commodity share; worst 30-day price movement.
F-III: Value-Chain Risk-Sharing & Offtake Finance. Contract fulfilment (delivered as a share of contracted); on-time delivery; rejection rate; delayed buyer payments; largest buyer share; offtake receivables outstanding; first-loss utilisation; default rate.
F-IV: Agribusiness Working Capital & Growth Finance. Revenue, revenue growth and EBITDA growth from the latest period; operating cash flow; debt-service coverage (operating cash flow divided by debt payments due; below 1.0 means the business cannot cover its debt from operations); equity invested and equity portfolio value; IRR (annual return); MOIC (money back as a multiple of money invested); valuation change; follow-on investments and exits; jobs supported, women and youth in jobs; exports; value added.
F-V: Infrastructure & Asset Finance. Projects; cost to completion; cost overrun (estimate above budget); overdue milestones; physical progress; disbursed-versus-progress gap; debt-service coverage; asset utilisation and operating margin; private capital mobilised; co-financing leverage.
4.4 SCAFI on the monitoring page
SCAFI is an investment scheme, not one of the five facilities, so it has no facility KPI set. The page shows a scheme KPI card with members, contributions, net asset value (NAV), dividend payout and the investment portfolio.